Even though we don’t like to think about it, car crashes occur and company cars are in no way exempt from the problem. In fact, statistics show that although company cars are more inclined to drive on the motorways, where accidents are less frequent; these accidents are by far more serious.
Of course, the other side of this is the fact that many company cars spend a lot more time on the road and do a lot more driving than the average car. These factors mean you need to be protected when travelling and insurance and being able to claim if injured is a necessity.
Unfortunately, car injuries happen and you can suffer anything from concussion and bruising, to back injuries and issues with the head, or even dare we say loss of a limb or organ damage.
It’s often the case when such things occur for businesses and employers the employee works for to disclaim any responsibility. Many employers try to prevent the employee from claiming for injury, mental problems or other problems that are caused by a car accident. Simply, this is to cut down on the cost of insurance for the next year and prevent a rise in premium.
For the employee in the car crash this can mean extra stress and worries to contend with and also creates problems between them and the business they work for.
Of course, if they are unable to work or have to pay hospital bills for treatment this can create obvious issues in the financial and mental stakes.
There have been many cases too of injuries and car crashes being caused by poorly maintained cars and autos that weren’t cared for and were close to being a scrap car. This is commonly the case of the auto comes from a car leasing company and the business doesn’t show the care it would for the car as it would if it were its own asset. This often leads to personal injury and car accidents.
What to Do
If you have been injured by no fault of your own and had a crash in a company car you will be covered by the insurance that your employer pays – that’s what it’s there for. You have every right to claim for personal injuries and compensation in such a scenario and will be legally entitled to all the care you would in any other accident scenario. Time off work until you are better and treatment may all be included here.
If you have any worries a good claims company will help with the issue and ensure it all runs smoothly without the need for worrying. So, you can get back to full fitness and your position without a need for care.
So, if you do end up in this scenario and think you will have problems, use a good claims service to get you what you deserve.
Cormac Reynolds writes for http://sellyouroldcar.co.uk and has written numerous articles in the law and insurance area.