Car Crash in Manchester

Accidents and Uninsured Drivers in the UK

by minuteman on September 11, 2012

Drivers in the UK are required, by law, to be covered by Car Insurance, yet it is believed that up to 6% of all drivers, actually on the roads in the UK, don’t have insurance. First off this is pretty ridiculous, and it’s surprising how these individuals feel like they can get away with it. It’s made even worse when you consider that uninsured drivers are responsible for around 23,000 injuries and 160 deaths each year. That’s simply staggering. It’s even more shocking when you discover that many of the victims will find it difficult to claim compensation, and might not get any at all, due to the lack of an insurer to make a payment.

Luckily there are still avenues to explore that could result in compensation for the victim. This came about in 1999 when the MIB (Motor Insurers Bureau – not the Men in Black) struck an agreement with the UK government to help those seriously injured receive compensation. This is achieved by the MIB holding a fund, gathered in small amounts from all drivers that have car insurance, to create a pool of available compensation.

With the help of a serious injury solicitor, it may be possible to receive some of this money. It’s not guaranteed – it’s only likely that serious, serious injury may result in compensation – but it’s possible.

Obviously this isn’t the complete answer: having the drivers who don’t insure their vehicles and are now on the road illegally punished more will help, but for the victims of these reckless, unruly – and downright wrong – drivers, some help can be offered. It’s an important service that can often mean the difference between a poor quality of life, and a better quality of life.


Edward is a blogger, who loves to paint in his spare time.

Previous post:

Next post: