When chaos happens on the road, the most important tool you can have at your disposal is a car accident lawyer in Chicago every year over 6 million accidents happen in the United States alone. The cost of these accidents can range from anywhere between an extraordinary 8 to 12 billion dollars! Of the 6 million incidents that happen, 400,000 of those happen in Illinois. Even though the physical damage caused by an accident can be instantaneous and obvious, the emotional and mental turmoil can be more subtle yet way more overwhelming to deal with in the long run. Knowing the laws will help immensely, that’s why it’s so important to contact a car accident lawyer in Chicago immediately. Here are some common questions residents of Illinois should ask before getting behind the wheel of a car.
Is my Insurance Coverage enough?
Any Chicago Car Accident Lawyer will tell you that Illinois is a fault insurance state. This means that if there’s a car accident in Illinois, the driver who seems to be at fault for the damages is responsible for paying all damages through their insurance. Because of this, Illinois state law claims all drivers must be insured and that their policies cover $20,000 in the event of death or injury to one person and $40,000 in the event of deaths or injuries for more than one person. Plus all drivers must be covered by their insurance for $15,000 in property damage.
If I do get into an accident, do I have to report it?
Any car accident that meets the crash reporting requirements for Illinois must be reported. If you fail to report a car accident that you were in, you could be hit with a heavy fine. Currently, that fine in Illinois can be a staggering 2500 dollars plus up to a year in jail. If you haven’t reported your accident you should consult a car accident lawyer in Chicago immediately to discuss your next step.
Is there a statute of limitations on when I can file my claim?
In Illinois, there is a statute of limitations on all auto accident claims. You must file your claim within 2 years of said accident; otherwise you will risk losing out on any compensation due to the other driver’s negligence. If you have been in an accident and are not sure how to proceed, contact a Chicago Personal Injury Lawyer for advice.
In the event of a car accident, can anyone sue?
In order to set limits on who can sue, Illinois has set in place what is called the proportional comparative fault policy. A Car Accident Lawyer Chicago will tell you what this means is that in order to sue, the driver must be less than 50 percent responsible for the accident. Anyone who is over 50 percent responsible cannot make a case.
Car accidents may happen in a matter of seconds, but the effects can last a lifetime. It is no easy feat to navigate you through all the unknown steps associated with making a full recovery from a traumatizing accident. Thousands of people have relied on car accident lawyers in Chicago, because they specializes in accident laws and can help ease the pain and stress of a terrible situation quickly and effortlessly.